Borgo Merlassino / deamicisarchitetti

first_img Photographs Houses CopyAbout this officedeamicisarchitettiOfficeFollowProductsWoodSteel#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRefurbishmentRenovationNovi LigureItalyPublished on December 28, 2015Cite: “Borgo Merlassino / deamicisarchitetti” 28 Dec 2015. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPartitionsSkyfoldVertically Folding Operable Walls – Classic™ SeriesVinyl Walls3MVinyl Finish – DI-NOC™ AbstractFaucetshansgroheKitchen Mixers – Talis MShower ColumnsAXORShowers – AXOR LampShower by NendoWoodBruagRoom Acoustics – Interior Cladding PanelsPanels / Prefabricated AssembliesIsland Exterior FabricatorsMega-Panel Facade SystemsConcreteKrytonCrystalline Waterproofing – KIMTable LampsAxolightTable Lights – SkirtDoorsRabel Aluminium SystemsMinimal Glass Pivot Door – Rabel 8700 Slim Super ThermalUrban ShadingPunto DesignPublic Architecture in Residential ComplexExterior DeckingHouse of BambooDecking – BambooAnti-Corrosive CoatingsTIGERPowder Coating – Drylac® Bianco 605More products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream CopyHouses, Renovation•Novi Ligure, Italy Italy Borgo Merlassino / deamicisarchitettiSave this projectSaveBorgo Merlassino / deamicisarchitetti 2015 2015 Area:  1000 m² Area:  1000 m² Year Completion year of this architecture project “COPY” ArchDaily “COPY” Projects Save this picture!© Gabriele Leo+ 41 Share Year:  Photographs:  Gabriele Leo Save this picture!© Gabriele LeoRecommended ProductsMetallicsStudcoWall Stop Ends – EzyCapMetallicsKriskadecorMetal Fabric – Outdoor CladdingMetallicsTECU®Copper Surface – Classic CoatedMetallicsSculptformClick-on Battens in Ivanhoe ApartmentsText description provided by the architects. We decided to emphasize architectural differences within the principal building and the other recovered structures (house, barn, stable, pigsty, cote, warehouse, garage, cistern, and lobby) as well as to underline the main building’s supporting structure made of raw earth walls.Save this picture!© Gabriele LeoAs a consequence, the main building’s facades have been redefined through the use of dark plaster on the existing openings and by cleaning and preserving the recoverable fields.Save this picture!Ground Floor PlanThe accessory constructions – with their different structures and dimensions – have been variously upgraded, but unified by the bright colours and the plaster finish.Save this picture!© Gabriele LeoThe new interventions are identifiable through the use of different building techniques (iron panelled ceiling) or of new renderings of traditional techniques (wooden roofs and roof tiles with beams rotated by 45 degrees).Project gallerySee allShow lessAluminium Tip / Babin+RenaudSelected ProjectsFrank Lloyd Wright School of Architecture Raises Over $2 Million in Path for Indepen…Architecture News Share Architects: deamicisarchitetti Area Area of this architecture project Year:  Borgo Merlassino / deamicisarchitetti ShareFacebookTwitterPinterestWhatsappMailOr Clipboard ShareFacebookTwitterPinterestWhatsappMailOr Clipboardlast_img read more

FHFA Updates Timeline for Purchase of Qualified Loans in Forbearance

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: Borrower Protection Program CFPB COVID-19 FHFA Forbearance Previous: Vital Tools for Single-Family Rental Next: How Much Will Foreclosures Surge in the Months Ahead? Governmental Measures Target Expanded Access to Affordable Housing 2 days ago FHFA Updates Timeline for Purchase of Qualified Loans in Forbearance August 3, 2020 1,159 Views Borrower Protection Program CFPB COVID-19 FHFA Forbearance 2020-08-03 David Wharton The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Chuck Green has contributed to the Wall Street Journal, Washington Post, Los Angeles Times, San Francisco Chronicle, Chicago Tribune and others covering various industries, including real estate, business and banking, technology, and sports. Related Articles The FHFA approved an extension of its temporary policy allowing the acquisition of certain single-family mortgages in forbearance that satisfy Fannie Mae and Freddie Mac-established eligibility requirements. The extension of the policy applies to loans originated through August 31, 2020.A joint effort of the CFPB and FHFA, the Borrower Protection Program was instituted earlier in the year in order to ensure “borrowers are protected during the coronavirus national emergency and facilitate related information sharing.” FHFA shares “aggregated data on loans that enter forbearance before delivery to the Enterprises” with the CFPB.Thanks for the data sharing, the FHFA will be positioned to meet its obligations under the so-called “QM Patch.” It’s an assurance that loans sold to the Enterprises are complying with the intent of Dodd-Frank’s ability to repay provisions.Extending the Enterprises’ ability to purchase these previously ineligible loans will help provide liquidity to mortgage markets, suggested Director Mark Calabria. “That said, to make homeownership sustainable, lenders have a responsibility to ensure that borrowers can make their monthly mortgage payment,” he continued.Not long after closing on their single-family loan and preceding the lender’s ability to deliver the mortgage loan to the Enterprises, some borrowers have pursued payment forbearance in the midst of the pandemic. Typically, under Enterprise requirements, mortgage loans in forbearance or delinquency fail to qualify for delivery.A temporary policy, forging the way for delivery for certain single-family mortgages in forbearance, was announced on April by the FHFA. As a result of the extension, this policy for loans originated through August 30 of this year remains in place. Additionally, eligibility loans will remain priced to mitigate the accentuated loss potential to the Enterprises stemming from these loans. The fulfillment of the Enterprises’ charter requirements to purchase loans exclusively that satisfy the purchase standards imposed by private, institutional mortgage investors are ensured by the prudential measures.Meanwhile, as needed, FHFA still will keep tabs on the coronavirus’ impact on renters, borrowers, and the mortgage market and update policies. For more information, you can visit the joint Department of Housing and Urban Development, FHFA, and CFPB website at Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Chuck Green Share Save Home / Daily Dose / FHFA Updates Timeline for Purchase of Qualified Loans in Forbearance Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago  Print This Post in Daily Dose, Featured, Foreclosure, Government, Journal, News Subscribe last_img read more

Surface lowering of the ice ramp at Rothera Point, Antarctic Peninsula, in response to regional climate change

first_imgLevel-line surveys at a number of sites on the Antarctic Peninsula since the early 1970s have shown a lowering of the ice surface elevation in areas where the climate is warm enough for melting to occur during summer. Results are presented here from annual surveys on the ice ramp at Rothcra Point. Over an 8 year period, a large proportion of the ramp shows a generally steady reduction in surface elevation. The uppermost part of the ramp shows no clear trend. The ice ramp has suffered a mean rate ofsurfaee lowering of 0.32 ma−1 w.e. over the period of the surveys, which is similar to that seen at other sites on the Antarctic Peninsula. Measured ice velocities on the ramp are low, so the surface lowering can be attributed directly to changes in surface mass balance. The Surveys coincide with a period of long-term increase in temperature and ablation seen in meteorological records. Comparison of the observed surface lowering with temperature data shows a good agreement, and we conclude that increasing air temperatures in the region will raise ablation and increase the recession rate of the ice ramp.last_img read more