Steps your credit union can take to support DREAMers

first_img 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Kenia Calderon As Client Relations Director for Coopera, Kenia Calderon Ceron partners with credit unions to create and execute strategies to grow membership and connect them with the Hispanic community. As a … Web: www.cooperaconsulting.com Details Credit unions have an opportunity to position themselves as trusted financial partners of the immigrant community. Last month, the Supreme Court of the United States ruled in favor of the Deferred Action for Childhood Arrivals (DACA) program. This immigration program was created through an executive order from President Obama in June 2012. For the last eight years, the DACA program has helped many immigrants fulfill dreams and achieve success in this country, by providing deportation relief and work authorization. Credit unions were at the forefront of providing financial services to the first DACA beneficiaries. We witnessed credit unions create “Dreamer Loans” to help individuals pay for their legal and immigrant fees. Now that DACA has been given new life, will credit unions rise to the challenge once again to help with the obstacles young immigrants face?DACA recipients are aware of the vulnerability of the program because it is not a law. The September 2017 decision by the Trump Administration to rescind the DACA program left many young immigrants in a challenging position. After a three-year legal battle between federal courts and the administration, the case was ultimately heard by the Supreme Court. The administration has decided to continue accepting DACA renewals while limiting the term from two years to one. It was also decided that they will not be accepting first-time applications and most advance parole applications. This contradicts the Supreme Court’s ruling and immigrant advocates are planning to challenge their decision.Terminating the program would negatively impact immigrant families, our healthcare system, essential workers, and the economy as a whole. The Center for American Progress estimated that more than 1.1. million undocumented immigrants met the basic DACA requirements. Roughly 825,000 immigrants have been granted DACA at some point during these eight years, leaving approximately 300,000 young immigrants who would qualify to apply for the first time.Credit unions play a very important role in the lives of immigrants. From opening accounts and providing services to those who have Individual Taxpayer Identification Numbers (ITIN) and alternative forms of identification.If the administration moves to accept first-time applications, about 300,000 young immigrants will need assistance to pay for their legal and immigration fees. These individuals do not have social security numbers. Here are some steps to take to assist them:Ensure your policies are welcoming of individuals with ITINs. A member may be considered an unauthorized immigrant today, but may obtain a legal status later.Repackage a personal loan as an immigration loan. This will help your credit union with marketing and awareness among an immigrant population.Partner with non-profit and legal service providers to support their efforts to help young immigrants complete their first-time and renewal DACA applications.Expand your scholarships to include both undocumented and DACA recipient students, as they cannot access federal aid to pay for higher education.Credit unions helped DACA recipients back in 2012. Since then, they have built long, lasting relationships and many have even financed their first mortgages with the same credit unions that lent them money for that first-time DACA application. Here is an opportunity to help young immigrants again. Is your credit union ready?last_img read more

‘I HAVE TO LIVE BESIDE MONSTER WHO BUTCHERED DONEGAL GIRL’

first_imgA TERRIFIED woman forced to live close to an evil thug who killed a Co Donegal girl says she’s “physically sick” with fear.The woman spoke to donegaldaily.com after we revealed earlier this year that callous Conor Downey, 47, was freed just eight years into a 12-year sentence for another crime.Downey murdered innocent Suzanne Reddan in a London flat they shared in 1988. She was not found until 1992 after Downey confessed to police in England that he had strangled her.Parts of her body were discovered but her torso was never found.Downey served just three years in jail for the horrific murder of the young Donegal woman.When he left jail he returned to his native Cork.In 2004, Downey was then sentenced to 12 years in jail after being found guilty of attempted rape and indecent assault of a young woman.Just a few months after Downey strangled Suzanne Reddan in 1988, he broke into the Cork woman’s home and attacked her as she lay sleeping.He beat her so savagely that gardaí thought she was wearing a horror mask. He also attempted to rape and sexually assault her.Downey now lives openly in Douglas in Co Cork.One female neighbour said local people are terrified.“I felt physically sick when I heard this,” she told us.“He lives near to me in Douglas and if he likes to break into homes I’m going to be afraid to sleep tonight and every other night,” she said.“He’s in the heart of the village perfect place for him to meet young girls on a weekend . Can’t believe they would leave a criminal like this free to do the same again to another innocent person.”She begged: “Can’t anything be done about this? Can he be removed from this area perhaps?”The answer – put simply – is no.Our previous article is here:https://www.donegaldaily.com/2012/01/17/man-who-murdered-young-donegal-woman-is-back-on-the-streets/© 2011 donegaldaily.com, all Rights Reserved. The copying, republication or redistribution of donegaldaily.com Content, including by framing or similar means, is expressly prohibited by law.Follow us on www.twitter.com/donegaldailyFollow us on www.facebook.com/donegaldailySell anything on www.donegaldailyclassifieds.comI feel physically sick when I heard this, He lives across the road from me in Douglas apparently and if he likes to break into homes I’m gonna be afraid to sleep tonight and every other night. He’s in the heart of the village perfect place for him to meet young girls on a weekend . Can’t believe they would leave a criminal like this free to do the same again to another innocent person. Can anything be done about this . Can he be removed from this area perhaps.‘I HAVE TO LIVE BESIDE MONSTER WHO BUTCHERED DONEGAL GIRL’ was last modified: January 19th, 2012 by BrendaShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)last_img read more